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Wednesday, January 7, 2015

Financial Fast

Every once in a while I'll treat myself to something fancy. I don't do it often because I sometimes feel guilty as if I should be using the money for something else. Do any of you ever feel that way? My husband always tells me, "You work everyday...buy it!" He'll even slide me some "sweetie" cash and tell me not to spend it on bills because I'm guilty of doing that.

Well, I'm going to be honest with you all. I have been treating myself quite frequently to a lot of "something fancies." So much that I have bags of stuff on the side of my bed that I haven't even opened. After all the Christmas clutter cleared out, I realized that while shopping for others, I was picking up gifts for myself too. Eek!

Recently, my hubby purchased a book from our church bookstore called The 21 Day Financial Fast by Michelle Singletary, and I was drawn to it immediately. Any self-help book that challenges me to be better I'm all for. I decided I would start reading the book at the beginning of the year and I'm now on day 7 of the fast. It has been tough to only use cash to buy necessities only, and condition myself to not use debit/credit per Michelle's instructions. I hardly ever carry cash, so this has been a huge challenge for me. I was all about the swipe! But through Michelle's lessons I've learned that if you carry cash instead of using your cards, you are more likely to hold on to your money and spend less. And guess what??? It's been working!

Whelp, I'll keep you all posted as I continue through this book and journey. It is growing me and I am happy to be connected to a source that will not only help me, but my family as well.

What are you all reading these days? Anyone else doing a financial fast or any other new years challenge?



4 comments:

  1. Replies
    1. Right Glenda!!! Smh...I never carry cash, but it has been easy to keep money in my account by not swiping.

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  2. "Sweetie" cash! That's so cute!

    I almost always only use cash because I absolutely hate owing people. My credit card rarely ever gets any love. My debit though, because it's my money, it forces me to think about if I really wanna spend MY money. The same goes for the cash. But sometimes treating yourself is a must...we just can't get all crazy about it. :D

    My NY resolution is to simply do what makes me happy. I've been trying my best to keep others happy but now I think it's time to focus on myself.

    Have I told you how much I adore your IG photos? No? Well I do, so very much.

    Hope you're having a beautiful week.


    xoxo
    Eesh | The Other Side of Paradise

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    Replies
    1. I should have just contacted you instead of buying this book then. Lol! I like your NY resolution. It's always a good thing to work on "self" :).

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